Lender Ratios

Farmland Loan-to-Value (LTV) Calculator

Loan-to-value percentage, maximum loan amounts at 65/70/75/80% LTV, and the additional down payment needed to reach each level.

Loan details

Include any mortgage or lien that will stay in place after closing.

Your results

Loan-to-value70.00%
LTV levelMaximum loan amountAdditional down payment needed
65%$390,000.00$30,000.00
70%$420,000.00—
75%$450,000.00—
80%$480,000.00—

Loan-to-value compares the amount borrowed to the value of the property securing it. Agricultural real estate lenders commonly look for LTV at or below roughly 65–75%, though requirements vary by lender, property type, borrower strength, and region. This calculator does not evaluate eligibility.

Estimate only. Your lender's terms, fees, and payment structure may differ.

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