Farmland Loan-to-Value (LTV) Calculator
Loan-to-value percentage, maximum loan amounts at 65/70/75/80% LTV, and the additional down payment needed to reach each level.
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Include any mortgage or lien that will stay in place after closing.
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Loan-to-value70.00%
| LTV level | Maximum loan amount | Additional down payment needed |
|---|---|---|
| 65% | $390,000.00 | $30,000.00 |
| 70% | $420,000.00 | — |
| 75% | $450,000.00 | — |
| 80% | $480,000.00 | — |
Loan-to-value compares the amount borrowed to the value of the property securing it. Agricultural real estate lenders commonly look for LTV at or below roughly 65–75%, though requirements vary by lender, property type, borrower strength, and region. This calculator does not evaluate eligibility.
Estimate only. Your lender's terms, fees, and payment structure may differ.
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